Teri’s passion for her clients and her work are reflected in the letters that form her company name, H&S, which stand for "Helping" and "Serving." Teri has been helping her clients since 1999, creating financial strategies that assist them in pursuing their retirement dreams. Teri entered the financial service industry in 1994. Fueled by a desire to deliver first-rate and friendly customer service, she founded her own firm in 1999.

Teri holds both a life and a health insurance license, and has earned her Life Underwriting Training Council Fellow℠ designation (LUTCF®). She also holds a degree in the culinary arts. Teri is a member of the National Ethics Association, an accredited member of the Better Business Bureau, and is a member of Baraboo Elks Lodge #688.

When Teri is not helping her clients, she enjoys traveling, attending concerts, wine and bourbon tasting, and spending time with family and friends. Teri is a lifelong resident of Baraboo Wisconsin and has two grown children.